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By accessing or using this Fargo Investments LTD (“Fargo Markets”) web site (the“Site”), you hereby accept and agree to comply with the terms and conditions set forth inthis User Agreement. This User Agreement is a binding agreement between you and Fargo Markets, and governs your access and use of the Site, which includes any information, data, tools, products, services and other content (together, “Content”)available on or through the Site. You may contact Fargo Markets with questions about the terms and conditions of this User Agreement.

Investment Advisory Fee

Fee Structure

The Client agrees to pay the Advisor an Investment Advisory Fee equal to 20% of the net profit generated from the Client’s investment portfolio managed by the Advisor. This fee is based on the net profits realized over the period of time during which the Advisor manages the Client's investments.

Definition of Net Profit

For the purposes of this agreement, "net profit" shall be calculated as the total realized gains from the Client’s investments, which are the differences between the sale price of any investment and its original purchase price, adjusted for the following:

Unrealized gains (i.e., the increase in the market value of investments that have not been sold) will not be considered in the calculation of net profit. The net profit will be calculated based on realized gains only.

Calculation of the Fee

The Investment Advisory Fee will be calculated as 20% of the net profit generated from the Client’s portfolio, as determined at the end of each quarter/year. The net profit will be determined by the Advisor based on a statement detailing:

Timing of Payment

The Investment Advisory Fee will be payable to the Advisor as follows:

The Client shall remit the fee within [15] days after receipt of the fee calculation and detailed statement provided by the Advisor.

Fee Adjustment in Case of Losses

If the Client's investment portfolio experiences a net loss during a given period, no advisory fee will be owed to the Advisor for that period. In the event of a cumulative loss across multiple periods, the Advisor will not receive any fee until the portfolio has returned to a net positive (profit) position. If a net profit is achieved in subsequent periods, the Advisor will be entitled to a fee of 20% on the realized gains above the previous high-water mark (i.e., the highest value of the portfolio prior to the loss).

High-Water Mark Provision

In the event that there are prior periods with losses in the portfolio, the Investment Advisory Fee will only be payable on profits above the highest value previously achieved by the Client’s portfolio. For example, if the portfolio value dropped to $1,000,000 from a prior high of $1,200,000, the Advisor would only be entitled to a fee on any profits exceeding $1,200,000, ensuring that the Advisor is paid only on profits generated above the Client's historical high point (high-water mark).

Fee Dispute and Resolution

The Client has the right to dispute the amount of the Investment Advisory Fee as calculated by the Advisor. In the event of a dispute, the Client must notify the Advisor within [15] days of receiving the advisory fee statement. The Client and Advisor agree to work in good faith to resolve any disagreements, and if necessary, the matter will be referred to an independent third-party auditor or arbitration.

Adjustments for Special Circumstances

The parties acknowledge that extraordinary circumstances, such as major changes in the investment strategy, client-specific requirements, or regulatory changes, may necessitate adjustments to the fee structure. Any such adjustments must be agreed upon in writing by both parties, and shall be incorporated into an addendum to this agreement.